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Business Insurance
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Do you know if these three key areas are adequately covered?
PROPERTY COVERAGE
Property coverage is often divided into two parts in a business policy:
Fixed Property (buildings, fixtures, etc.)
Contents (equipment, inventory, etc.)
or it can be a combined single limit.
The ways that your property can be covered are:
"All Risk" or "Specified Peril."
LIABILITY COVERAGE
Liability coverage generally protects you from claims that arise out of
harm your business (including employees) cause another.
Key questions:
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Do you operate
off-site?
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Serve alcoholic
beverages at functions?
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Sell products that
could cause harm?
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Do you or your
employees operate personal vehicles at anytime in the course of
doing business?
BUSINESS INTERRUPTION
What happens if your business is shut down? Who will pay the bills? Will
you be able to resume when everything is back to normal?
This coverage is often overlooked.
It shouldn't be.
Ask us to review what you currently have and we can work with you to
make sure you are adequately protected!
GROUP HEALTH INSURANCE FOR YOUR
BUSINESS
We represent many fine companies, and can tailor a health insurance
package to fit your individual needs. We can provide you with many
options to make sure you are getting the best possible coverage for your
employees at the best possible price for your business.
 
GROUP LIFE INSURANCE FOR YOUR BUSINESS
For many people, the life insurance they have available through work
will be the only policy they will purchase. Farmers Insurance has
partnered with Kemper Life to offer extremely competitive &
comprehensive group life insurance options for your business.
Our products offer guaranteed issue amounts of $30,000 or more. We
also offer options for AD&D, and coverage for spouses and children.
Groups start at just 2 employees. Call us today for a proposal,
and offer this wonderful benefit to your employees.
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